Mobile phones are widely in use in the current era. With the introduction of eBanking, people have more accessibility to banking features through their mobile phones. The IDFC FIRST Bank mobile banking app offers impeccable services and options to customers to do a smooth banking operation. The mobile banking app has become a sought-after app by people for the beneficial features it holds. Some of the best online internet banking app features are:
Open zero balance bank account
IDFC mobile banking app allows you to open a zero-balance online savings bank account in a few minutes. For availing of this online ebanking facility, provide your mobile number, email address, Aadhaar card, and Permanent Account Number (PAN) details for verification. Once you fill out the form for KYC verification, you can open a zero-balance online savings account.
Do transactions online
The options are available in this mobile bank app help to pay money and transfer funds. The payment options like Immediate Payment Service (IMPS), National Electronic Funds Transfer (NEFT), and Real-time Gross Settlement (RTGS) in the application help you do money transactions to other accounts and your accounts. You can also manage your payment schedules by providing instructions. The UPI-based mobile banking app enables you to transfer funds through a secured net bank login feature and OTP verification feature.
View your account statements
The balance checking feature in the app helps to get the account balance in your account. You can also link multiple accounts under one platform and check consolidated balance and account statements. The app helps customers to check balances, avoid multiple logins, and shift between accounts.
Get an Instant personal loan
The IDFC FIRST Bank mobile banking app helps customers get instant loans online. The bank customer needs to provide minimum documents and get KYC verification and other details online without visiting the bank. The internet banking facility enables you to apply for a personal loan by filling out and providing KYC details, income proof, and other related documents. Once the verification is completed, the loan amount is disbursed to your account. The instant loan facility helps customers to meet their immediate financial needs. The customer can avail of a personal loan for marriage, education, renovation, vacation, or shopping. It helps you save time and effort going to the bank.
Easy bill payment facilities
The online mobile banking app helps you pay your bills on time. You can pay utility bills, online using the app. For this purpose, you need to provide electronic payment instructions on the app by the amount and time of the payment due. The app reminds you about your bill payment and informs you after the payment. You can pay instantly using other payment methods too.
The IDFC FIRST Bank mobile banking app has features that help you invest and grow your money. You can invest in schemes such as mutual funds, gold, and commodities. The user-friendly tools on the app enable you to open a 3-in-1 account and trade on equity, currency, and commodities.